Monthly Archives: July 2017

Financial Planning Before Marriage

Wedding day in diary

Ahead of this important moment comes, not just mental and physical that must be prepared, but also big funds.

Finally, the moment we are waiting for comes: the he is ready to commit and officially apply! But have not had time to realize the wedding party according to the dream, we realized that the savings are still barely adequate. Want to ask parents to finance all, really, it does not feel really good.

Hence, before the sacred moment that we will recall for the rest of life is euphorically reduced due to funding problems, we must prepare it from now on. Do not wait until he issued a magic sentence ‘Will you marry me?’ To start saving, ah!

Starting from now

Wedding savings should be prepared from the first time we have a job and a fixed salary. No exception for us who are still single.

No need to wait when we already have a partner to set up a wedding fund. As long as we are willing to get married, these savings are important to be prepared. Ideally, we prepare the marriage savings since the first time work and get a fixed salary. The maximum amount can be 30% of income. Or if you have not had time to save, do at least two years before marriage.

If you feel relying on savings in the bank is not enough, we can try to invest. However, adjust to the period of our wedding plans.

Determine the plan to get married in how many years, what is the current budget and how much it will cost after calculating inflation. If our wedding plans are still two years away, invest in precious metals. If 2-3 years, choose a fixed income mutual fund. Then, for 4-5 years choose a mixed mutual fund. Well, if still above five years or even unclear, we can choose stock mutual funds.

These savings must also be kept even if we believe the family will finance our wedding party. You see, not necessarily the next few years our families are still able to finance.

We cannot know the condition ahead. It could be before the wedding, a disaster that makes parents cannot finance the reception. That is why this wedding savings become very important to be prepared as early as possible. After all, the greater the help of parents, the more they intervene.

Survey = Required

In preparing the wedding savings, do not let us imagine or do not know the exact amount of funds needed. Hence, we should be able to estimate from now and survey the costs to be incurred by determining the number of invitations or catering prices per portion.

After that, we need to do a survey by visiting the wedding fair or ask a friend who is preparing for the wedding. This survey is very important, in addition to make us know the vendor that provides the cheapest price, and we also can know the price increase per year.

We will know the amount of price increase per year by conducting a survey so that it can estimate the market price when we marry later. For example, the price of this year’s building is USD 825, whereas last year USD 750, it is seen that the annual increase is USD 75 or 10% per year. If we want to get married five more years, prepare the fund about USD 1,2k.

Before Getting Married …

Financial problems are very sensitive to talk about. However, before marriage we must be open to each other regarding:

Earnings and expenses

We both need to know the amount of income plus the mandatory expenditure spent each month. That way, we can more easily set up a joint financial plan.

Debt

If one of us has a debt, explain the details so as not to be a problem after marriage. We recommend that you solve the debt problem in private so as not to incriminate the couple.

Wasteful or Thrifty?

Indeed, hell, this trait can already be seen from our habits during courtship. However, we still have to explain each other’s financial habits to him-and vice versa. Find out what can make both of us wasteful, for example for automotive affairs or concerts.

Prenuptial Agreement

It’s common knowledge that divorced couples are often complicated in the distribution the treasure of property. To avoid this happening, we need to make a prenuptial agreement approved by a notary. Not that we’re thinking of getting divorced, but prevention is always better.

When married, the property, inheritance, and debts owned by each individual will be regarded as common property. With prenuptial agreements, we can assert that their inherent property and debts will remain the property of the individual. This Agreement may be amended from time to time by mutual …

Tips for Choosing Fashion Bridal for Wedding

Fitting Fashion Bridal

Choosing a Wedding Dress for a wedding certainly not as easy and casual if we choose clothes for ordinary parties or clothes for office for example.

Moreover, the funds for our marriage is very limited so we have to plan really in providing everything.

For many people marriage is one of the most important phases in life and some even call it a school of love. That’s why choosing the right wedding dress is something that must be done to complete that important moment. Cannot be denied the beauty of the right wedding dress will leave an unforgettable impression. Although beautiful and beautiful wedding dresses are a “must” for many women, there is one key to watch out for the unforgettable appearance of a bride to be perfect. The reason, in addition to beautiful, proper wedding dress should also have a “character” that suits the wearer. How to choose a wedding dress that matches the character of the wearer? This selection should begin with the character recognition of the wearer, the bride and groom.

There are several types of bride character, this can be seen from the nuances of the wedding he wanted. Does the bride want a romantic, elegant, classic, unique, or extravagant party? From the feel of this party can be selected the right dress.

Here are some types of candidate characters who can be used as a guide to determine the wedding dress:

Romantic

This type is widely owned by the bride. Romantic characters love dresses that feature a feminine aura and look soft. This impression can be raised from materials such as tulle, silk, satin, lace, ribbon, until the sprinkling of corsage. The color of choice is usually around snow white to pink. Romantic style is best represented by a dress model bustier combined subordinate skirt ball gown-style width. Train length (tail dress) can also reach the maximum length (10 meters) if this romantic impression is associated with the appearance of the queen or princess.

Classic

This classic type has little in common with the romantic type, the difference, the classic type is not too fond of the details are too soft as it is displayed by the romantic style. Elegant impression is the key to the classic type. The classic-style bride will take a firm silhouette, a more simple and timeless model. Materials that can represent these characters include satin, duchess, taffeta, lace, or chiffon silk with accent embroideries, velvet, or crystal. Classic color options can be white around that leads to off-white to ivory (ivory). Classic silhouette can be displayed in a dress in the form of sheath dress (sleek silhouette’s dress), like empire, ball gown-style dress that is not too wide and train that is not too long, until the mermaid style.

Modern

Modern brides usually do not like the style that is too complicated. The wedding dress of choice can be a short dress with a little touch that distinguishes it from other brides, not a few modern-style bride will choose a short dress or dress that was originally not intended for the bride, as long as the white. The choice of materials is very personal, comfortable and appropriate origin worn by the bride. Do not forget, many contemporary brides are choosing to marry outside the building (outdoor), such as in parks, beaches, or cruise ships. Certainly this condition is taken into account in choosing a wedding dress model.

Fashionable

Fashionable characters are very concerned about fashion trends in choosing clothing, including wedding dresses. They are the type who do not hesitate to choose pastel wedding dresses, silver gold, and champagne, when these colors are “in” rather than choose a classic white dress impressed. Appropriate fashion-sensitive characters, silhouette dress, neckline shape, train length, or accent-dress wedding dress adjusted to the existing trend.

Unique

Unique styles are represented in wedding dresses that may use less common materials, as well as models that tend to be quirky. To wear a wedding dress like this of course takes courage.

Extravagant

The bride who likes the glamor style will probably love the full layer dress, with a sprinkling of very crystal decorations. This extravagant style is easily translated as a very fancy dress, wrinkles in some places, arm bubbles, or a pile of layered skirts, still equipped with a sprinkling of mote, sequins, crystals, or pearls. Quite a lot of brides are fond of this style. A little advice, if the bride chooses this style, it’s good to still pay attention to the balance element of the body shape for the bride does not seem excessive and drowned in her dress.

After understanding the character of the bride, it is no less important is to choose a dress that matches the bride’s body shape. That is, the wedding dress can “understand” the body …

Marriage ceremony Accessories

Fingertip size beaded, plain and custom wedding veils! From the antiquarian feel of a long Mantilla Veil to the flirtatious bounce of an elbow-length blusher , we create timeless veils to top off your your bridal attire. Product Info Veils Colors Approx 118 inches or 3 meters lengthy Widest part of lace trim measures approx 6 inches or 15cm Out there with or without comb.

Product Info Veils Colors Stunning chapel length bridal veil, made with plain smooth tulle. Many brides are selecting to put on a bridal veil throughout their marriage ceremony ceremony and for formal portraits, but change to a stylish hair piece or just put on a tiara throughout the reception.

Customized Made Long flowy veil with crystals Color: Ivory Length: Different. The Edward Berger Collection For Mon Cheri 9643 Coloration: Diamond White Length: Finger Tip. Two Layer Elbow Length Bridal Veil with Rhinestones – Many Colors. Cheryl King Grace Kelly Gentle Ivory Bridal Veil Shade: Ivory Size: Chapel.

Thank you once more to your quick response to my inquiry, and for the excellent job you’ve accomplished in serving to make Krystal and Treavor’s anniversary celebration a huge success. Since 2004, we’ve been connecting buyers and sellers of recent, sample and used marriage ceremony dresses and bridal social gathering robes.

Product Information Veils Colors Approx 118 inches or three meters lengthy Two equal length tiers Widest a part of veil is fifty six inches Accessible with clear comb. The longer bridal veils are extra suited to a standard wedding gown or church ceremony. Wedding veils are available in quite a lot of styles and lengths, as well as, colors, like white wedding ceremony veils and ivory wedding veils.…

52 Contemporary Spring Wedding Desk Décor Ideas

Charger plates, napkins, and serviette rings create a sublime, and stylish marriage ceremony desk decorations.There are various different colors, and ways to customize your reception table set up to replicate your fashion and personality. These tall, scroll-like gold vessels held gardenias and ferns from Mindy Rice , and gave the white tables a glamourous Art Deco vibe. Vases of varying sizes, shapes, and supplies could be unified with mere paper bags to function recent, vibrant centerpieces at an off-the-cuff wedding ceremony.

Inviting Occasions used textile napkins and tropical flowers including gloriosa lilies, orchids, ferns, and roses, so as to add vibrant pops of color against the wooden, copper, and candlelit parts of the reception table. Groupings of red dahlias, coral ranunculus, greenery, blush roses, and thistle from Statice Floral have been lit up by candles in hobnail glass votives.

Roses, ranunculus, jasmine, candy peas, flowering jasmine, maidenhair ferns, fritillaria, and chocolate cosmos from Amy Merrick were arranged in vintage-impressed pedastals at this winter wedding ceremony in Alabama. Tables at this wedding had been adorned with backyard-fresh preparations that included coneflowers, dahlias, roses, sedum, lisianthus, and hydrangea from Glorimundi.

At this vibrant wedding ceremony in Palm Springs, tables had been set with pink potted cacti, citrus fruits, and floral runners from Twigg Botanicals. Group a few large, bold peonies collectively, and you have got a beautiful tablescape. It’s all within the particulars at your reception and we pin every desk decor and style possible.

At this intimate vow renewal, a table for four was set on a slab marble and featured a vibrant centerpiece of florals, together with roses daffodils, ranunculus, and camellias, in many varying shades of orange. Arrangements from Lizy Bowden Floral Design that includes tender pink and white roses in bud vases adorned the round tables at this yard wedding, together with votives and taper candles.…

Ideas For An Intimate Wedding ceremony

How one can Use Small Things to Embellish a Nursing Dwelling Room. A marriage venue might be many issues, but for most weddings, it means a place for the ceremony and a spot for the reception. As is the case for many couples, my husband’s and my quick families reside on reverse coasts in numerous international locations (Vancouver and Maine) and never had the chance to hang out pre-wedding.

In reality, a small marriage ceremony is the best strategy to manifest your special occasion exactly how you’ve all the time envisioned it, all the way down to the font on the place settings. Think about heading to Paris or one other romantic locale—with out the usual trappings of a wedding, there will likely be plenty of cash out there for journey!

After all, this implies paying for one more event, but it can be fun to have a much bigger crowd gathered in a more relaxed setting—name it a housewarming if you have moved into a new dwelling. For example, many church buildings have a hall that is accessible for such occasions.

That is where most venues really jack up the costs to generate profits off of receptions. If an intimate ceremony is most necessary, you’ll be able to create a separate, larger visitor record for the reception—just inform your friends of the arrangements.

There are distinctive restaurants, rustic ranches, cozy cabins, posh personal clubs, settings with exquisite views and gardens, natural or fancy. We principally did a two-month wedding ceremony tour and received to see everybody we beloved in some capability.…